• SCB HCMC provides short-term working capital financing to your company when you ship goods under a Letter of Credit (L/C) or Bill for Collection (B/C). The value stated in the trade documents determines how much financing we can provide.
• SCB HCMC will send the collection documents to your customer's bank (the L/C Issuing Bank). After SCB HCMC receives their payment, we settle the financing provided to your company.
• Purchase/Discount of documents under L/C can be done in with recourse basis when SCB HCMC has a right of recourse to your company if the L/C Issuing Bank does not make payment on the L/C.

• Helps you better manage liquidity with post-shipment working capital financing.
• Helps to expand your customer base by facilitating sale of goods under L/C with trading partners all. around the world*, even in new or unfamiliar markets that might have higher risks.
• The credit facilities fit your business cycle because the credit terms are derived from the value of the sales/purchase of goods as specified in the documents for collection.

* Subject to SCB HCMC’s risk appetite on transaction date.