Struggling with your business?
Liquidity headaches?
Support your business continuity with
UP-Ngern-Duan
Apply for a credit line just in case.
No drawdown, no interest.
Apply for a loan by yourself via
An approved credit line
up to 100,000 baht*
No supporting
documents required
Unsecured loans,
no guarantor required
Quick approval results
within 10 minutes
Want to apply but you don’t have an SCB savings account or the SCB EASY app? See your options!
No fee
An effective interest rate of just 170 baht/10,000 baht/month*
Installments of up to 36 months
Upon each repayment, you can continue to instantly draw down from your credit availability.
Tap “Loan Draw Down” to instantly transfer a loan amount to the SCB savings account tied to the loan account 24/7
More details
Who can apply for
?
- Thai nationals aged between 20-60 years old and
- Using the SCB EASY app with a confirmed e-mail address tied to the SCB EASY app
How to apply for
Make sure that you’ve got the latest version of the SCB EASY app and follow these instructions
1) Open the SCB EASY app.
Select the “Apply for loans and credit cards” menu.
2) Select “UP Loans by SCB.”
3) Tap “Apply now”
to apply for UP-Ngern-Duan.
4) Enter your personal information
and review it. Tap “Confirm.”
5) Read the terms and conditions.
Select “Agree” or “Disagree.” Tap “Submit the loan application.”
6) Submit a request
to check your loan application result, which will be available as quickly as within 5 minutes.
7) Go to the SCB EASY app
to see preliminary loan consideration details under the UP Loans menu
8) Select “UP-Ngern-Duan” loan.
Check loan details. Select “Get an UP-Ngern-Duan” for merchants.
9) Your loan application is submitted.
Your loan application result will be available as quickly as within 5 minutes.
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FAQ
What supporting documents are required for an UP-Ngern-Duan loan application?
UP-Ngern-Duan loans are available via online application with just a few taps on the SCB EASY app. Loan applicants do not need to submit or upload any supporting document at all after their UP-Ngern-Duan loan application has been submitted and approved.
Can I choose an instalment period?
Instalment periods are available as 6, 12, 18, 24, and 36 months. The maximum instalment period depends on each applicant’s repayment ability as calculated by the system.
Is there any fee for UP-Ngern-Duan loans?
No worries. There are no annual or front-end fees for UP-Ngern-Duan loans. No payment fee is charged for payments made by SCB Direct Debit from your SCB savings account or via the SCB EASY app.
