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Earn up to 4% interest annually* Open now on the SCB EASY App!
A Foreign Sovereign Bond USD 6M1. Initial offering on the SCB EASY App: February 24 – March 3, 2025.
Open e-FCD account (Electronic Foreign Currency Deposit), Earn up to 4% annual interest*
on 5 major currencies: USD, GBP, EUR, SGD, and CNY.
Earn up to 4% interest per year*
No fixed deposit or minimum balance required.
Enjoy the best rates, Save instantly
Excahge 5 foreign currencies with exclusive rates.
Convenient and easy - all in one app
Open an account and manage foreign currency transactions anywhere via the SCB EASY App.
Maximize Your Investments, Seize More Profit Opportunities.
Invest in global mutual funds and trade, save, or purchase gold with Hua Seng Heng.
Remark: USD Term Fund
Easily open e-FCD Account (Electronic Foreign Currency Deposit) via the SCB EASY App.
1. Select “Banking Services”
2. Select “Open Deposit Account”
3. Select “Open e-FCD Account”
4. Select the currency (or currencies) for your account.
5. Read “Terms and Conditions” and tap “Accept”
6. Enter the “Laser ID Number” and click “Next” to verify your identity
7. Press “Next” to verify your identity using a face scan.
8. Provide “Consent Relating to Sensitive Personal Data”
9. Proceed with a face scan to continue to the next step
10. Tap “Next” to answer “FATCA Questions”
11. Answer “FATCA and CRS Questions”
12. Review your “Taxpayer ID” and tap “Confirm”.
13. Enter your “Country of Birth and City/Province of Birth”, then tap “Confirm”.
14. Read and accept “Terms and Conditions”, then tap “Confirm”.
15. Fill and review “Your Personal Information” and tap confirm
16. Select your “Phone Number” for OTP verification and enter the received OTP.
17. Your e-FCD account opening is successful. Tap “Return” to the Account Home Screen.
18. The e-FCD account will be automatically added to the Account Home Screen.
1. Select “Banking Services”
2. Select “Open Deposit Account”
3. Select “Open e-FCD Account”
4. Select the currency (or currencies) for your account.
5. Read “Terms and Conditions” and tap “Accept”
6. Enter the “Laser ID Number” and click “Next” to verify your identity
7. Press “Next” to verify your identity using a face scan.
8. Provide “Consent Relating to Sensitive Personal Data”
9. Proceed with a face scan to continue to the next step
10. Tap “Next” to answer “FATCA Questions”
11. Answer “FATCA and CRS Questions”
12. Review your “Taxpayer ID” and tap “Confirm”.
13. Enter your “Country of Birth and City/Province of Birth”, then tap “Confirm”.
14. Read and accept “Terms and Conditions”, then tap “Confirm”.
15. Fill and review “Your Personal Information” and tap confirm
16. Select your “Phone Number” for OTP verification and enter the received OTP.
17. Your e-FCD account opening is successful. Tap “Return” to the Account Home Screen.
18. The e-FCD account will be automatically added to the Account Home Screen.
Currencies | Special Interest Rate (p.a.)* (November 22, 2024 - February 28, 2025) |
---|---|
USD | 4.00% |
GBP | 1.10% |
EUR | 0.00% |
CNY | 0.35% |
SGD | 0.00% |
Know Before You Save! e-FCD accounts are subject to exchange rate risks and may incur varying account maintenance fees depending on the currency.
*Notes: