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Enjoy a special interest rate of up to 2.5% p.a.*, Start saving USD on the SCB EASY App!
Trade 99.99% gold in USD on Hua Seng Heng’s USD GOLD TRADE App.
e-FCD account (Electronic Foreign Currency Deposit)
Save in USD and earn up to 2.5% p.a.* special interest!
Deposit in 5 major currencies: USD, GBP, EUR, SGD, and CNY.
Earn up to 2.5% p.a.* special interest!
Special! No account maintenance fees.** Open an account with no minimum deposit and no fixed deposit required.
Enjoy the best rates,
save instantly.
Excahge 5 foreign currencies with exclusive rates.
Convenient & easy-all
in one app.
Open an account and manage foreign currency transactions anywhere via the SCB EASY App.
Maximize investments,
seize more profits.
Invest in global mutual funds and trade, save, or purchase gold with Hua Seng Heng.
Easily open e-FCD Account (Electronic Foreign Currency Deposit) via the SCB EASY App.
1. Select “Banking Services”
2. Select “Open Deposit Account”
3. Select “Open e-FCD Account”
4. Select the currency (or currencies) for your account.
5. Read “Terms and Conditions” and tap “Accept”
6. Enter the “Laser ID Number” and click “Next” to verify your identity
7. Press “Next” to verify your identity using a face scan.
8. Provide “Consent Relating to Sensitive Personal Data”
9. Proceed with a face scan to continue to the next step
10. Tap “Next” to answer “FATCA Questions”
11. Answer “FATCA and CRS Questions”
12. Review your “Taxpayer ID” and tap “Confirm”.
13. Enter your “Country of Birth and City/Province of Birth”, then tap “Confirm”.
14. Read and accept “Terms and Conditions”, then tap “Confirm”.
15. Fill and review “Your Personal Information” and tap confirm
16. Select your “Phone Number” for OTP verification and enter the received OTP.
17. Your e-FCD account opening is successful. Tap “Return” to the Account Home Screen.
18. The e-FCD account will be automatically added to the Account Home Screen.
1. Select “Banking Services”
2. Select “Open Deposit Account”
3. Select “Open e-FCD Account”
4. Select the currency (or currencies) for your account.
5. Read “Terms and Conditions” and tap “Accept”
6. Enter the “Laser ID Number” and click “Next” to verify your identity
7. Press “Next” to verify your identity using a face scan.
8. Provide “Consent Relating to Sensitive Personal Data”
9. Proceed with a face scan to continue to the next step
10. Tap “Next” to answer “FATCA Questions”
11. Answer “FATCA and CRS Questions”
12. Review your “Taxpayer ID” and tap “Confirm”.
13. Enter your “Country of Birth and City/Province of Birth”, then tap “Confirm”.
14. Read and accept “Terms and Conditions”, then tap “Confirm”.
15. Fill and review “Your Personal Information” and tap confirm
16. Select your “Phone Number” for OTP verification and enter the received OTP.
17. Your e-FCD account opening is successful. Tap “Return” to the Account Home Screen.
18. The e-FCD account will be automatically added to the Account Home Screen.
Currencies | Special Interest Rate* (April 1 - June 30, 2025) |
---|---|
USD | 2.50% |
GBP | 0.20% |
EUR | 0.00% |
CNY | 0.35% |
SGD | 0.00% |
Know Before You Save! e-FCD accounts are subject to foreign exchange rate risk.
*Notes: