Is there anyone who can come up with a thousand and one reasons to say “no” when they hear the word “insurance”? Moreover, many stories we have heard from people around us do not put a positive image on “insurance products”, especially the experience that insurance premiums they diligently paid are not returned to them like accident insurance, health insurance or critical illness insurance, in which, the insurance premiums paid will be gone if we do not encounter any of the conditions. Would it not be better if we can get insurance to ensure our safety and our insurance premiums are returned even if nothing critical happened? That is right, “our money will be returned” and not just some, but returned in the full amount that we paid for insurance premiums. If you are interested, would you like to hear this out?

Multi-Care Multi Claim. A Perfect Insurance for Well-Prepared Personals”, the catchphrase from the recent insurance advertisement featured actor and actress, Mai – Davika Horne and Ter – Chantavit Dhanasevi, is definitely an insurance that is different from what you have seen before. This is because the insurance premiums cost the same every year. There will be no adjustment in the insurance premiums despite an increase in our age. We can choose to pay 5, 10, 15, or 20 years depending on our readiness to bear the cost. This insurance, the faster we get, the earlier we are protected. Besides, the insurance premiums are cheaper and we can get the insurance from the age of 1 up to 60 years old.

Apart from that, the money we paid for insurance premiums will be returned to us in full amount. The condition is just that we have to live until 75 years old without having a critical illness. Look at this like we save this amount of money and when the time has come, we can bring this money out and use it. If, unfortunately, along the way we happen to face mishap, this amount of money can be used to cover the expenses we have to pay. Thus, we can claim if we contacted illness and if not, our money will be returned in full.

The pros of this insurance are not just that. If we talk about severe diseases, there are many types of such diseases which, of course, include popular diseases like cancer, diseases relating to major organs, diseases relating to blood circulation systems, and diseases relating to nervous system. It does not matter what level of disease, it can be claimed multiple times (for beginning to the medium can be claimed up to 3 times and for critical level can be claimed up to 3 times). If there is a major claim due to severe disease in critical level at the very first time, there is no need to pay insurance premiums anymore, but we will still be protected until 75 years old. This insurance comes with special service to aid and take care of us more than just health-related issues. We can ask for psychological advice, legal advice, or even house cleaning service and medical service at our own home to take care of our physical and mental conditions and our loved ones will not be burdened.

For those who would like the benefits of tax reduction, the insurance premiums can be used for tax reduction. In the era that money is so hard to earn, every baht spent has to be considered ten folds and we always have to be financially prepared, to pay for severe illnesses protection, use the receipt to reduce tax while being protected from illnesses at the same time is not such a bad idea. Also, when the contract is due, without any claims, we will get our money back in a complete amount. This sounds very much like a plan. Have you gotten one?

If interested in the product, click here for more details:

https://www.scb.co.th/en/personal-banking/insurance/health-insurance/mcci.html