I don't know if I can save 1 million baht in this life. Just 4 hundred thousand and five hundred thousand baht is asthmatic. " If anyone thinks this way, think again, because if you start investing and discipline getting a million baht will become a reality. As for whether you can pick up quickly or slowly, it depends on when you start investing.

If now 40 years old is called into middle age It is time to make financial plans for retirement. Because there are only 20 years left, so the investment should be taken seriously and prudently during the remaining time before retirement.

40 years old is a period of maturity. Both the maturity and the period when income is stable and likely to be at a fairly high level. Although during the initial age of work most people may not pay attention to financial planning for retirement. Because it is regarded as a distant matter or someone who has invested in it for some time has made a mistake in the financial plan, it may give up the intention. In fact, the investment from the beginning into the working-age It's good because, aside from having time to make money to work, but also gaining experience in arranging investment timing to plan to have enough money after retirement

Many people, when seeing the amount of money that they need to prepare for retirement, may feel discouraged. Because it's not a small amount but is essentially over a million baht. Therefore, to encourage morale in the beginning Try to promise yourself how many years of 1 million baht first (for example 5 years, 8 years, 10 years, etc.) and naturally when the first million comes, the second million will come in a short time. Which, if invested at a young age, will have time to make money grow longer

The method is to start by investing in each month how much to invest. What percentage of returns must be paid per year? And see how old it is to see 1 million baht

However, people who are just starting to invest at a large age, such as 40 years, 50 years. If you want to see millions of amounts of money in a short time, then just put a lot of investment each month. And must receive a high average return per year as well

1. Savings Discipline, Mind Training and Savings Plan Practice It is a very challenging issue, even though many people have the intention to make it as planned. But on the way, there may be a reason to spend money for various reasons. It should be determined as planned Importantly, we should start doing at a young age.
   
   
2. Finding information about investments and finding financial advisors is important. When investing and getting the first 1 million baht, the goal of having enough money after retirement is not just a dream. But the important thing is Finding information and consulting financial advisors or financial planners in which the consultation in addition to knowing how to create rewards for money to grow Also getting to know ourselves what kind of investor How much risk can you take? To be able to select assets that are suitable for risk and rewards at an appropriate level
   
   
3. Set goals for each period (Milestones) and check the status in each period as specified or not, such as adjusting the amount of investment that increases with increasing income. Checking the status of portfolios and adjustment of investment guidelines for assets to be suitable for economic conditions and risks at that time Will help to make your investment goals as expected without negligence This practice Considered a matter that should be considered regularly Because of various environmental factors There is uncertainty.
    

If thinking of saving only a thousand baht per month Probably would not have seen millions of money for sure but in truth, if bringing the money invested and then received good and continuous returns. And the sooner the initial investment, plus discipline Study the information and follow up on investment regularly. Everyone has the right to pick up millions of money.