Interest Rates Apply for UP loan Top Up Who can apply? FAQs
UPcash UPloan UPเงินด่วน UPเงินยืม
UPcash UPloan UPเงินด่วน UPเงินยืม

UPcashUPcash interest rates

For clients receiving salary via an SCB savings account

Approved credit line (baht) Interest rate (p.a.)
500,000 and over 12.99%
150,000 - 499,999 16%
100,000 - 149,999 18%
50,000 - 99,999 21%
10,000 - 49,999 24%

For employees

Approved credit line (baht) Interest rate (p.a.)
500,000 and over 15%
150,000 - 499,999 17%
100,000 - 149,999 19%
50,000 - 99,999 25%
10,000 -49,999 25%

For business owners

Approved credit line (baht) Interest rate (p.a.)
500,000 and over 17%
150,000 - 499,999 19%
100,000 - 149,999 21%
50,000 - 99,999 25%
10,000 - 49,999 25%

UP loan interest rate

Interest rates are 15-25% p.a. The minimum instalment period is 12 months, and the maximum instalment period is 72 months.

Conditions on Interest rates for an UP loan

  1. The special offer is exclusively for SCB clients applying for UP loans via the SCB EASY app and receiving loan approval between 10 December 2022 – 30 April 2023.
  2. The minimum instalment period is 12 months, and the maximum instalment period is 72 months.
  3. Default rate is 25% p.a. maximum (the highest default rate as per the loan contract + 3% on top) for the principal amount of default instalment.
  4. Credit approval conditions are as specified by SCB.
  5. SCB reserves the right to amend the conditions, terms, requirements, periods, and benefits, and may cancel this promotion with notification 7 days in advance of an effective date, unless there is a need whereby such advance notification is impossible. In case of any dispute, SCB’s judgment is deemed final.
  6. For more information, please call the SCB Call Center at 02-7777777.