FAQs
An UP loan is a personal revolving loan. You can easily apply for an UP loan via the SCB EASY app and a loan amount will be instantly transferred to your SCB savings account upon loan approval. Repayments are in monthly instalments of up to 72 months.
The maximum 25% p.a. Interest rate is calculated daily.
There is stamp duty at 0.05% of an approved loan amount but no more than 10,000 baht.
The maximum credit line is up to 5 times your monthly average income but no more than 5,000,000 baht.
The minimum instalment period is 12 months, and the maximum instalment period is 72 months.
- Thai nationals aged between 20 – 60 years
- A minimum income requirement
- 10,000 baht/month for employees (with permanent employment status)
- 10,000 baht/month or a cash flow statement of the business’ account for at least 6 months for business owners
- Have a home or office contact number.
Apply with a few simple steps via the SCB EASY app.
For employees
- A copy of your ID card or Government/State Enterprise Officer card with your ID number and photo on it
- A copy of your house registration
- A current payroll slip or a salary certificate
- A copy of payroll account statements for the past 3 months
For business owners
- A copy of your ID card or Government/State Enterprise Officer card with your ID number and photo on it
- A copy of your house registration
- A copy of company/partnership registration issued by the Ministry of Commerce
- A copy of account statements for the past 6 months
Get a quick approval result within 24 hours.
Via the SCB EASY app.
Upon loan approval, the loan amount will be transferred to your SCB savings account as per your instructions.
Your payment history is available on the SCB EASY app, or you can call the SCB Call Center at 02-777-7777.
- Direct debit from your SCB savings account
- Make a payment via the SCB EASY app.
If you wish to increase or decrease your credit line, please visit an SCB branch and fill out a request form to change your credit line. For a request for credit line increase, please submit the following documents together with the request form:
Employees/Government Officers
- A copy of your ID card or a copy of your Government/State Enterprise Officer ID card and a copy of house registration
- A copy of payroll account statements for the past 3 months (including the current month)
- A current payroll account statement or payroll slip. If unavailable, please submit a certificate of employment stating your salary, position, and years of service
Business owners/self-employed
- A copy of your ID card
- A copy of account statements for the past 6 months
- A copy of company/business shareholder and company/business registrations
Any SCB branch
SCB Call Center at 02-7777777
Any SCB branch
SCB Call Center at 02-7777777
