• Effective way to pass your wealth to your loved family and be a secure retirement plan
• Conveniently manage your investment portfolio by yourselves from a wide range of mutual funds leading asset management selected by the company
• Automatic fund re-balancing to maintain the investment allocation as your desired

• Before retirement, providing a larger legacy for your family to represent your love creatiing a prosperous future with a wealthy legacy to pass on from one generation to the next
• During retirement, providing opportunities to achieve your retirement plan and passing your wealth to your loved ones

• Rights to receive bonuses throughout the policy period after fully paid regular premium
• One-time fully paid bonus 1%*
• Annual loyalty bonus 0.1% per year after fully paid and pay up to age 59 years
• Monthly retirement bonus 0.3% per year**

Special : Receive double monthly retirement bonus (or 0.6% per year) if negative investment return

% of redemption value of regular premium, average last 12 months

• Happy with reasonable fees and charges
• Confident with Non-lapse guaranteed throughout premium payment period