1. Death, dismemberment Eyesight or total permanent disability due to accident.
2. Medical expenses due to injury or illness.
3. Daily benefits in case of being an inpatient in foreign hospitals.
4. Trip Cancellation / Flight Delay / Hijacking / Flight Diversion  
5. Loss or damage of luggage and/or personal properties / luggage delay.
6. Loss or damage to properties within home caused by fire, lightning, explosion, vehicle accident, aircraft disaster, water damage (Excluding floods) Natural disasters include wind storms, floods, earthquakes, hail, and theft that shows traces.
7. Emergency assistance service.
8. Home Content (Fire and Theft) covers address that shown on your ID Card, If you have to cover another address please contact The Deves Insurance Company Limited Tel. 1291 Press 2

1. Insurance Plan is applicable for insured aged 6 months to 80 years old.
2. Assured Thai and Foreigner.
       2.1 Thai uses ID Card or Passport for Apply Travel Insurance.
       2.2  Foreigner uses Passport for Apply Travel Insurance.
3. For Accidental Benefit during Overseas Travel.
       3.1 Cover 50% of Sum Insured but not exceeding Baht 1,500,000 for Insured's Age between 6 months to 14 years old. 
      3.2 Cover 50% of Sum Insured for Insured's Age between 70 to 80 years old.
4. The insured must be in good physical health. None of them have any disabilities and no underlying diseases and do not travel to receive any medical treatment.
5. Do not cover pre-existing conditions.
6. Cover period upto 90 days for Single Trip.
7. Cover period upto 90 days per trip and no limit trips per year for Annual Policy.
8. The coverage will be started 3 hours before departure from Thailand and continues until returning to your residence in Thailand or within 3 hours after arrival to Thailand or until the end of the Insurance period whichever is occurred first.
9. Flight Delay Benefit due to cause bad weather, malfunction of aircraft flight equipment strike or protests by employees of commercial airlines or airports that to be unable to travel minimum payable in every 6 hours delay (not maximum sum insured). Not included Flight Delay that departs from Thailand and Cancelled Flight from Domestic Flight and International Flight. 
10. The Insured must be Thai Residence and start trips from Thailand only.

Exclude

1. Excluded Countries : North Korea, Cuba, Syria, Iran, North Sudan and Afghanistan.
2. This insurance shall not cover any injury or damage or event directly or indirectly caused by, arising out of or in any way connected with or in consequence with the Insured who has not in good condition for travelling or travel with contrary advice of the physician or has been diagnosed as being in the terminal illness during the trip (as specified in the Policy).
3. The other terms, conditions, exclusions as per International Travel Insurance Policy Wording.