For the insured

• Insurable age: 1 day – 60 years
• Coverage Term : Until age 85 years
• Premium payment term : 8 years
• Minimum sum assured : 50,000 Baht
• Maximum sum assured : 50,000,000 Baht, subject to the Company's terms and conditions in calculating total maximum sum assured
• Premium payment mode: Annually, Semi-annually, Quarterly and Monthly
• Underwriting : no health check up and no health questions"

For the payor (Payor benefit rider)

• Insurable age: 20 – 65 years
• Underwriting : Full underwriting
• Maximum benefit per payor : According to sum assured of base plan and maximum not over 1,000,000 Baht"

Special, payor benefit for the insured is not over 20 years old*

The premiums of Pra-Gun-Khum-Krong-Mung-Khung 85/8 (base plan) that are the payor's responsibility will be waived once the payor passes away or becomes total and permanent disability refer the definitions and conditions specified in the policy. However, the policy benefits will remain unchanged.

*Special payor benefit is for the policies where the insured aged 1 day – 20 years and the payor must meet the underwriting conditions

• Life insurance premium and Health insurance premium (if any) can be tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax