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- Personal Banking
- Insurance
- Endowment Insurance
- Khum-Kha 85/8
- Personal Banking
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- Khum-Kha 85/8
Endowment Insurance
Khum-Kha 85/8
With this plan, you will receive the valuable offer with an annual cash benefit up to 12% along with free accidental death and payor benefit.
ShareHighlights
A life insurance plan with receiving annual cash benefit every year, additional death benefit in case of accident, and payor benefit
8-year premium payment
8-year premium payment, build a long-term plan for life coverage and annual cash benefits until age 85
Supports freedom life
Supports freedom life, guaranteed annual cash benefit 10% in the end of policy year 1 - 4, 11% in the end of policy year 5 - 8, 12% in the end of policy year 9 - age 84 years, and maturity benefit 800%
Additional protection
Additional life protection, receive death benefit 200% in case of accidental death and increase to 400% in case of death from public accident
Provide peace of mind
Provide peace of mind with special payor benefit for the insured not over 20 years of age
Easy to apply
Easy to apply, no health check up and no health questions
% of Sum Assured
- Insured by FWD Life Insurance Public Company Limited.
- SCB is only an authorized broker.
- Insurable guideline refer to Underwriting procedures of FWD Life Insurance Public Company Limited.
- Buyers must understand the details of coverage and conditions before deciding to apply
Qualification and Document Required
For the insured
- Insurable age: 1 day – 65 years
- Coverage Term : Until age 85 years
- Premium payment term : 8 years
- Minimum sum assured : 50,000 Baht
- Maximum sum assured : 50,000,000 Baht, subject to the Company's terms and conditions in calculating total maximum sum assured
- Premium payment mode: Annually, Semi-annually, Quarterly and Monthly
- Underwriting : no health check up and no health questions
For the payor (Payor benefit rider)
- Insurable age: 20 – 65 years
- Underwriting : Full underwriting
- Maximum benefit per payor : According to sum assured of base plan and maximum not over 1,000,000 Baht
Special, payor benefit for the insured is not over 20 years old*
The premiums of Pra-Gun-Khum-Kha 85/8 (base plan) that are the payor's responsibility will be waived once the payor passes away or becomes total and permanent disability refer the definitions and conditions specified in the policy. However, the policy benefits will remain unchanged.
*Special payor benefit is for the policies where the insured aged 1 day – 20 years and the payor must meet the underwriting conditions
Remark : Life insurance premium and Health insurance premium (if any) can be tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax
Benefit and Protection
