1. For Dwelling House - to protect your house from

1.1 Standard coverage for fire, lightning (including damage to electrical appliances and short circuit devices caused by lightning), explosion, vehicle impace, aircraft, and water damage (excluding floods)

1.2 Basic Natural Perils of windstorm, flood, earthquake or volcanic eruption or tidal wave or tsunami, hail

Remark :

• Add-on Natural Perils up to 10% of sum insured with small additional premium

2. For Retail Business (BB) - to protect your business from 

• Standard coverage for fire, lightning, explosion of gas for household consumption 
• Additional perils for explosion, vehicle impact, aircraft, water damage (excluding floods)
• Add-on natural perils of windstorm, flood, earthquake or volcanic eruption or tidal wave or tsunami, hail

3.  For SME Business - to protect your business from

• Standard coverage for fire, lightning, explosion of gas for household consumption 
• Add-on natural perils of explosion, flood, earthquake or volcanic eruption or tidal wave or tsunami, hail

1. This plan is applicable for loan customers with The Siam Commercial Bank Public Co., Ltd. only
2. Not covered for building construction of class 3 (made of wood or galvanized)
3. This Plan is applicable for residential house and retails/SME business located in Thailand only
4. Premium will be calculated based on Tariff rate approved by Office of Insurance Commission