1. Our Business Insured Plan is for SCB Loan customers who have insured business guarantee and for SCB Loan customers who have insured Fire Insurance for their building with The Deves Insurance Public Company Limited or other Insurance Company.
2. Covers loss or damage to the business asset within the insured's building such as furniture, fixtures, fittings, electrical appliances and stock.  
3. This package applies to Construction Class 1 (Concrete building) only (but excluding shop and stall in congested area and inaccessible for Fire truck)
4. The following assets are not covered such as gold bars, gold jewelry, precious metals, gems, antiques, objects of art, original documents, photocopies of documents, plans, diagrams, drawings, designs, patterns, designs or molds, collateral for debts, securities, important documents, postage, duties, stamps, currency, banknotes, checks or business documents. Explosives, dynamos, electric motor (Conditions are subject to policy exclusions)
5. This insurance does not cover Property outside the building, personal effects and portable property such as mobile phones, laptops, cameras, and video cameras Electronic equipment, watch, brand name pen, jewelry, clothing etc. (Conditions are subject to policy exclusions)
6. Products/goods under care, custody, control are excluded property.
7. Any property under care, custody, control of the insured as the caretaker, not the owner are excluded property.
8. We reserve the right to not insure for Stock 100% or the value of stock is more than the value of other assets under this package. Especially for the clothing store, Bag Shop, Bookstore, Furniture Shop, Shoes Shop, Buddhist Offerings Shop. 
9. Sum Insured is according to the replacement value of the property. If the sum insured is less than the replacement value, the principle of average must be applied.
10. Terms, conditions and exclusions are in accordance with standard insurance policies approved by OIC.

To cover loss of or damage to the property insured such as asset, machinery and stocks within the insured building.

Main Coverage:

1. Fire Insurance & Additional Perils.
2. Loss of income (Daily Compensation) and Temporary Rent Expense (Damage to the property insured over 50% of Sum Insured)
3. Burglary, Robbery and Theft with actual forcible violent entry into or exit from the insured building, including damage to the building structure containing the property insured.
4. Loss of Money inside the insured premise.
5. Compensation on behalf of the insured forloss of damage occurring to a third party to whom the insured is legally liable as result of an accident from the operations of or in connection with the insured business.
6. Accidental loss or damage to Plate Glass fixed to Building Insured causing irrecoveragbly cracked plate glass