Highlights

Offering OPD* lump sum benefits

with no limit per time and offer for all plans

Worry-free

if admitted to the hospital in case IPD

Lump sum benefits

and double benefits of room and board **

Take care of you with benefits

of annual check up, vaccination, optical care, dental care, etc.

You can save on the premiums

with deductible plan

Take care you everywhere

with the best quality of the treatment (once select worldwide coverage)

Suitable for

  • The customer who is looking for lump sum health benefits in long term
  • The customer who is looking for high medical benefit coverage for various medical treatment
  • The customer who had health benefits and would like to add more benefits to cover medical expenses
  • Insurable age 11 – 75 year Coverage period until 85 years

*The conditions of coverage are according to the selected plan and the coverage is according to the policy

**Once diagnoised and treatment with Invasive Cancer or Acute Heart  Attack or Major Stroke

Qualification and Document Required

  • Qualification and Document Required

    • Eligible age: 11 – 75 Years old (Renewal until age 84 years)
    • Coverage Term : Until age 85 years
    • Premium payment term : Until age 84 years
    • Sum assured : 5 plans ( THB S 2 MB / M 5 MB / L 15 MB / Beyond 60 MB / Crown 120 MB)
    • Premium payment mode: Annual / Semi-annual / Quarterly / Monthly
    • The insured can apply OPD Khum Krob Chob Hai Huang (BT23) or Health Lump Sum Protection (BT20) 1 policy per life for each SCB Channel and can not add health benefits rider
    • Can not add the other riders

     

    Remarks

    • OPD Khum Krob Chob Hai Huang (BT23) (OPD Worry Free) Insurance Plan – Premium of life insurance plan is entitled to tax deduction according to the notification of the Director-General of the Revenue Department on Income Tax No. 172. And health insurance premium (If any) is entitled to tax deduction according to the notification of the Director-General of the Revenue Department on Income Tax No. 383.
    • Underwriting and Health examination are subject to company rules and guidelines

Coverage

  • Insured by FWD Life Insurance Public Company Limited.
  • SCB is only an authorized broker.
  • Insurable guideline refer to Underwriting procedures of FWD Life Insurance Public Company Limited.
  • Buyers must understand the details of coverage and conditions before deciding to insure.