Highlights

All premium back at maturity

Lumpsum maturity payment even having claims or critical illnesses

Cover you and your family

Medical fund and healthcare benefits shared among 5 family members*

Extra CI medical benefits

OPD and IPD benefits once having diagnosed with 3 critical illnesses**

No income loss during IPD

Daily hospital benefit on IPD hospitalization 500 - 15,000 Baht/day****

Easy to apply, no check-up

Just answer 3 health questions and fixed premium rate for all ages

Suitable for

  • Those needing health coverage, but not wanting to waste money if they have no claims or claims amounting to less than the premium paid.
  • Those who rarely get sick and want to collect benefits for use in the next year.
  • Those concerned about serious illnesses or loss of income during illness.

*For the annual premium plan 300,000 - 1,000,000 Baht, the insured can share Medical fund and healthcare benefits (OPD, IPD, dental care, optical care, vaccination, and annual health check-up) to family members (according to ‘co-insured’ definition in the policy contract) up to 5 persons including the insured, by stating family member details up to 4 persons in an insurance application form for the age between 1 month - 75 years and coverage according to policy term or until the age of 85. Life coverage of a family member is 50,000 Baht per person and will be paid to the insured.

**3 critical illnesses: Invasive Cancer, Acute Heart Attack, Major Stroke

***Depending on the selected plan

Qualification and Document Required

  • Qualification and Document Required

    •  Insurable age: 1 month – 60 years old for plan 50,000 – 300,000
                              11 – 60 years old for plan 500,000 – 1,000,000
    •  Coverage Term : 20 years
    •  Premium payment term : 10 years
    •  Insurance Plan (Annual Premium) : 7 plans (50,000 / 100,000 / 200,000 / 300,000 / 500,000 / 700,000 / 1,000,000)
    •  Premium payment mode: Annually

     

    Remarks

    • OPD (Khum) Ngern Yoo Krob Chob Hai Huang (BE91-92), Life insurance premium and Health insurance premium (if any) can be tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax
    • Underwriting and Health examination are subject to company rules and guidelines
    • This insurance plan consists of base plan for life protection and health riders

Coverage

  • Insured by FWD Life Insurance Public Company Limited.
  • SCB is only an authorized broker.
  • Insurable guideline refer to Underwriting procedures of FWD Life Insurance Public Company Limited.
  • Buyers must understand the details of coverage and conditions before deciding to insure.