Highlights

Enjoy with cash return every year

4%* at the end of policy year 1-9 and 6%* at the end of policy year 10-14, total 14 times

Receive total cash benefit

Receive total cash benefit throughout the contract, total 578%*

Worry free

Waiver of premium if diagnosed with 1 of 3 critical illness** in policy year 1 - 3

Lump sum payment

Lump sum payment if diagnosed with 1 of 3 critical illness** in policy year 4-15

Waste free

gets return all the critical illness premium paid at the time of maturity if no critical illness claim during the policy period

Easy to apply

with 1 health question

Suitable for

  • Customer who is looking for all-in-one policy combined both life protection and critical illness protection
  • Insurable age: 1 day – 70 years
  • Customer who is afraid of waste premium paid if not get critical illness**, as total critical illness premium paid will be returned

* % of Sum Assured

** 3 Critical Illnesses i.e. Invasive Cancer, Major Stoke and Acute Heart Attack (please refer the definitions specified in the policy)


 Contact at SCB Branch 

  • Insured by FWD Life Insurance Public Company Limited.
  • SCB is only an authorized broker.
  • Insurable guideline refer to Underwriting procedures of FWD Life Insurance Public Company Limited.
  • Buyers must understand the details of coverage and conditions before deciding to insure.