1. Types of vehicle that can be insured:
   • Private passenger car with up to 5 seats (sedan)
   • Private truck with gross weight of up to 4 tonnes (pickup)
2. Age of vehicle  – The insurance is available for any vehicles aged up to 15 years old.
3. Insurance premiums vary according to vehicle group:
   • Group 2 cars at the same price of 7,500 baht, including general cars such as Benz, Volvo, BMW or some Asian cars, Toyota Alphard, Lexus.
   • Group cars 3 to 5, priced at 6,800 baht. All the same, For private cars and pickups under these groups, such as Toyota, Nissan, Honda, Suzuki, Miso, Isuzu, all the same price.       

Exceptions  This policy does not cover:

• any vehicle that is used for purposes other than private use, e.g. taxicab/carrier, car for hire/rent,    common carrier or vehicle modified for transport purposes, racing car, modified vehicle of any type,   test-drive or demo car, supercar, hi-riser, stickered car, and vehicle in the name of a juristic person, etc.  
• overturned vehicle accidents where no other party is involved; accidents arising while vehicle being used as public carrier;  and accidents arising from collision with anything other than a road vehicle, e.g.  houses, electricity poles, kerbs, tree branches or other living things such as people, dogs, elephants,horses, cattle, etc.