M.L. Chiradej earned his MBA from Sasin Graduate Institute of Business Administration and Bachelors degree in Economics from the Thai Chamber of Commerce University, Thailand.

M.L. Chiradej worked as a Credit Officer at SCB from 1990 to 1994.  After SCB he went on to work at SCB Advisory Services Co., Ltd. between 1996-2001 as a Senior Associate.  He joined SCB once again in 2001 as SVP of Corporate Division 2 and was promoted to EVP of Multi-Corporate Segment 2.  In 2016, he was appointed EVP, Head of Credit Risk Management and subsequently as FEVP, Head of Credit Risk Management.  At present, he serves as SEVP, Chief of Credit Officer.